If you’ve ever moved into a new home, then you know how much “behind the scenes” activities take place to ensure everything goes with you. From packing to turning off the electricity to stopping water service to changing your address. It’s all exhausting.
As we settle into our new home, I’ve been spending a lot of time changing our address with a variety of companies we do business with. It seems that each business I’ve spoken with wants to sell me something – and it’s usually something that we do not need – or push an upcoming promotion. One thing that I was pleased to be reminded of is our upcoming open enrollment period.
If you’re not familiar with open enrollment, it’s the one time during the year that you can make adjustments to your health insurance without having a life changing event (like a birth or a marriage). Each year during your open enrollment period, you should take a close look at the options that are offered and carefully consider how your family used your prior year insurance. It’s estimated that the majority of American workers waste up to $750 per year because of mistakes made during open enrollment. This infographic highlights many of the common misconceptions.
I’m looking forward reading the information provided by my husband’s employer. This year, our insurance was through a PPO for the first time. When we first signed up, I was a bit reluctant – and nervous – but it’s been a wonderful experience. I enjoy being able to see any doctor that I want, without having to get a referral – and pay a co-pay to my primary care physician – first. Our plan offered a low deductible per person, and we paid for most of the deductible with the flexible spending account.
Having the proper insurance for your family is important, take the time to research and choose the options that are best for your situation.
How do you choose what insurance options are best for you?
Disclosure: I wrote this review while participating in a campaign by Mom Central Consulting on behalf of Aflac and received a promotional item to thank me for taking the time to participate.