It is that time of year again, friends! As we embark on another fun shopping season, it’s a good idea to take a look at ways to save on holiday shopping. These tips and tricks will help you keep your holiday shopping spending in check and avoid spending money you don’t have.
How to Save on Holiday Shopping
Create a Holiday Shopping List
Make a list of everyone you want to buy gifts for this holiday shopping season. Then cull the list. Do you really need to purchase a $12 scarf for 8 of your closest girlfriends? Probably not. How about taking that $96 purchasing a few good bottles of wine and inviting those same friends over for a relaxing evening. You can gift them a container of lemon sugar scrub as they head out the door. You’ll save yourself about $40 and you’ll make lasting memories!
Shopping online is convenient as you’re able to shop in between pick up and drop off, while waiting at the dental office, or in line at the grocery store. Many stores offer free shipping with minimum purchases and other money saving offers. Stores like Amazon.com are competitively priced, and you can find great deals on items to fill the wishlists of many! Grab a free 30-day Amazon Prime FREE trial now and start shopping!
Be sure to use a site like Ebates.com to earn cash back for things you’re already purchasing this holiday shopping season.
Do Not Use Credit Cards
Credit cards are a wonderful way to over spend this, and every, holiday season. Unless you are 100% committed to paying that balance in full and you use credit cards only to reap the airmiles or cash back offers, then leave them at home. You can come back and thank me in January.
Save First, Spend Second
While this tip may be too late for this holiday season, there is no better time like the present to think about next holiday shopping season! Open a holiday savings account and commit to saving $10 each week. Come next year, you will have over $500 to spend for holiday shopping!
Try the 4 Gift Christmas Challenge
To help curb your holiday spending, try the 4 Gift Christmas Challenge this year. The idea behind this gift giving mindset is that your children receive no more than four gifts. One gift from each of the following four categories: Want, Need, Wear, and Read. This will help keep your budget in check and reduce the amount of stuff accumulating in your home.
By sticking to your budget, you’ll start of the new year in a better finanical position. Make sure you are doing what is best for your family, not what others expect of you. Finances and holiday shopping can cause conflict among family members. Stay focused on your budget and your goals.
What ways do you save on holiday shopping?